Friday, August 10, 2012

Occupational Medicine Employers Need

Occupational medicine providers are those who are familiar with and regularly process workers compensation or employer-related medical needs. Individuals who work for a business may be entitled to receive compensation for injuries or illnesses that occur on the job. However, it is essential that the provider of that medical care know that a worker's compensation claim is to be made. There are various legal steps necessary to do so. Even in situations where an employer requires medical services for employees, having a specialized provider is critical.
Businesses Needing Service
Today, it is becoming more prevalent than ever for occupational medicine providers to work with employers one-on-one. For example, some insurance companies reduce liability costs to the employer if the employer requires drug testing randomly for its employees. To make this process effective and fast, many employers are working directly with these professional providers to streamline the process. The employee comes in, provides the proper samples, and is back to work. The results go to the employer and the employee. This eliminates the risk that inaccurate results are passed to the employer.
Workers Compensation Claims
Perhaps the most common reason for going to such a provider, though, is for workers compensation injuries and illnesses. The employer of any business in most states is required to carry a special type of insurance called workers compensation, or workers comp for short. This plan provides payment for medical costs incurred by the employee because of working. It could include falls, burns, and even death in some cases.
However, to make such a claim, the employee must first provide information to the employer about the incident, which is then documented. Then, the employee must visit a medical provider that takes workers compensation claims. Many facilities do. Then, the documentation of the incident and all billing will move from the medical provider to the proper insurance company. The employee does not have to worry about those costs.
Other Uses
There are many other uses of occupational medicine providers. This includes urgent care, pre-employment screening, executive physicals, such as for insurance providers, health and wellness education provides, immunizations for travel-related employment and medical surveillance examinations. When you need a provider for this type of service, ensure you work with one that is specifically capable of providing expert level care for your business.
Occupational medicine is not something to put off finding. If you are a business, you may need this type of help for your employees in far too many incidents. As a business owner, having a go-to provider is a key component to managing on the job incidents and employee needs seamlessly. Do not wait until there is a problem to find a provider, though.

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